{"id":10,"date":"2025-06-03T12:47:11","date_gmt":"2025-06-03T12:47:11","guid":{"rendered":"https:\/\/pay.demo.ly\/en\/?page_id=10"},"modified":"2025-06-24T13:04:16","modified_gmt":"2025-06-24T13:04:16","slug":"about-us","status":"publish","type":"page","link":"https:\/\/lypay.gov.ly\/en\/about-us\/","title":{"rendered":"About us"},"content":{"rendered":"<h2>Introducing our Service<\/h2>\n<h3>Instant Payment Service (LYPay)<\/h3>\n<h4>It is a service launched by the Central Bank of Libya aimed at facilitating transfers between Libyan banks. The service connects commercial banks to each other through a central system (LYPay) linked to the mobile applications of commercial banks (Mobile App) and the banking systems of commercial banks.<\/h4>\n<div>\n<h3>System Ownership<\/h3>\n<p>Central Bank of Libya<\/p>\n<div>\n<p>The Central Bank of Libya owns the LYPay system and all its components. The system is currently operated by Moamalat Financial Services Company as part of the National Payment Switch.<img decoding=\"async\" src=\"https:\/\/lypay.gov.ly\/en\/wp-content\/uploads\/sites\/2\/2025\/06\/moamalat-logo2.png\" alt=\"LYPay Logo\" style=\"width: 650px; display: block; margin: 15px auto;\" \/><\/p>\n<\/div>\n<\/div>\n<h2>Utilizing the Service<\/h2>\n<h3> The service can be utilized through the following methods<\/h3>\n<ul>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/wp-content\/uploads\/2025\/06\/recive-money-icon-1.svg\" alt=\"\"><\/p>\n<h3>Receiving funds<\/h3>\n<div>You can receive funds into your account by sharing your account number in IBAN format with someone at a bank that participates in the service.\n<\/div>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/wp-content\/uploads\/2025\/06\/send-money-icon.svg\" alt=\"\"><\/p>\n<h3>Sending funds<\/h3>\n<div>Using your banking application or SMS (depending on your bank), you can send funds to another person\u2019s account by entering their account number in IBAN format.<\/div>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/wp-content\/uploads\/2025\/06\/qr-code-icon.svg\" alt=\"\"><\/p>\n<h3>QR Payment Service<\/h3>\n<div> You can pay the merchant by scanning a QR code using your banking application.<\/div>\n<\/li>\n<\/ul>\n<h2>System Components<\/h2>\n<h3>The LYPay system consists of three main components.<\/h3>\n<div>\n<p>        <img decoding=\"async\" src=\"\/en\/wp-content\/uploads\/2025\/06\/01-icon1.svg\" alt=\"\"><\/p>\n<h3> National Alias <br \/>Directory System (NAD)<\/h3>\n<div>\n<p>This is a national system where all bank accounts and their owners\u2019 data are registered to verify the identity of customers using the system, ensuring compliance with anti-money laundering and counter-terrorism financing regulations.<\/p>\n<\/div>\n<\/div>\n<div>\n<p>        <img decoding=\"async\" src=\"\/en\/wp-content\/uploads\/2025\/06\/02icon.svg\" alt=\"\"><\/p>\n<h3>Instant Payment <br \/>Service (LYPay)<\/h3>\n<div> This is the core system that connects the commercial banks\u2019 applications with each other and serves as the primary interface between the commercial bank and the instant payment system  <\/p>\n<\/div>\n<\/div>\n<div>\n<p>        <img decoding=\"async\" src=\"\/en\/wp-content\/uploads\/2025\/06\/03-icon.svg\" alt=\"\"><\/p>\n<h3>National <br \/>Switch<\/h3>\n<div>National Switch<br \/>\n This system connects the local card payment systems and local point-of-sale (POS) terminals of all banks participating in the National Switch.<\/p>\n<p><\/div>\n<\/div>\n<div>\n<p>        <img decoding=\"async\" src=\"\/en\/wp-content\/uploads\/sites\/2\/2025\/06\/cta-bg-en.svg\" alt=\"\"><\/p>\n<h3>Participating Banks<br \/>in the Service<\/h3>\n<p><a href=\"\/en\/subscription-terms\/#participating-banks\"><\/a><\/p>\n<\/div>\n<p><!--more--><br \/>\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"css\":\".uk-card-default{\\n    border:none!important;\\n    \\n}\",\"header_transparent\":true,\"header_transparent_noplaceholder\":false,\"image\":\"wp-content\\\/uploads\\\/2025\\\/06\\\/about-us-bg.svg\",\"image_position\":\"top-center\",\"image_size\":\"cover\",\"media_focal_point\":\"top-center\",\"padding\":\"large\",\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"xlarge\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"content\":\"Introducing our Service\",\"margin_remove_bottom\":true,\"text_align\":\"center\",\"title_color\":\"background\",\"title_element\":\"h2\",\"title_style\":\"h3\"}},{\"type\":\"headline\",\"props\":{\"content\":\"Instant Payment Service (LYPay)\",\"margin\":\"small\",\"text_align\":\"center\",\"title_element\":\"h3\",\"title_style\":\"h1\"}},{\"type\":\"headline\",\"props\":{\"block_align\":\"center\",\"content\":\"It is a service launched by the Central Bank of Libya aimed at facilitating transfers between Libyan banks. The service connects commercial banks to each other through a central system (LYPay) linked to the mobile applications of commercial banks (Mobile App) and the banking systems of commercial banks.\",\"margin\":\"default\",\"maxwidth\":\"2xlarge\",\"text_align\":\"center\",\"title_element\":\"h4\",\"title_font_family\":\"default\",\"title_style\":\"h3\"}}]}]},{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"fragment\",\"props\":{\"css\":\".el-element {\\n  border-radius: 32px;\\n  padding: 1px; \\\/* \\u0633\\u0645\\u0643 \\u0627\\u0644\\u062d\\u062f\\u0648\\u062f *\\\/\\n  background: linear-gradient(90deg,\\n    rgba(23, 163, 221, 1) 0%,        \\\/* \\u0623\\u0632\\u0631\\u0642 \\u0645\\u0646 \\u0627\\u0644\\u064a\\u0645\\u064a\\u0646 *\\\/\\n    rgba(23, 163, 221, 0.5) 15%,     \\\/* \\u0623\\u0632\\u0631\\u0642 \\u0641\\u0627\\u062a\\u062d *\\\/\\n    rgba(255, 255, 255, 1) 50%,      \\\/* \\u0623\\u0628\\u064a\\u0636 \\u0641\\u064a \\u0627\\u0644\\u0645\\u0646\\u062a\\u0635\\u0641 *\\\/\\n    rgba(164, 206, 57, 0.5) 85%,     \\\/* \\u0623\\u062e\\u0636\\u0631 \\u0641\\u0627\\u062a\\u062d *\\\/\\n    rgba(164, 206, 57, 1) 100%       \\\/* \\u0623\\u062e\\u0636\\u0631 \\u0641\\u064a \\u0627\\u0644\\u064a\\u0633\\u0627\\u0631 *\\\/\\n  );\\n}\\n\\n\\n.el-element > .uk {\\n  border-radius: 28px; \\\/* \\u0623\\u0635\\u063a\\u0631 \\u0645\\u0646 \\u0627\\u0644\\u0639\\u0646\\u0635\\u0631 \\u0627\\u0644\\u0623\\u0633\\u0627\\u0633\\u064a *\\\/\\n  background: white; \\\/* \\u062e\\u0644\\u0641\\u064a\\u0629 \\u062f\\u0627\\u062e\\u0644\\u064a\\u0629 *\\\/\\n}\\n\",\"margin\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"panel\",\"props\":{\"block_align\":\"center\",\"content\":\"\n\n<p>The Central Bank of Libya owns the LYPay system and all its components. The system is currently operated by Moamalat Financial Services Company as part of the National Payment Switch.<img src=\\\"https:\\\/\\\/lypay.gov.ly\\\/en\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2025\\\/06\\\/moamalat-logo2.png\\\" alt=\\\"LYPay Logo\\\" style=\\\"width: 650px; display: block; margin: 15px auto;\\\" \\\/><\\\/p>\",\"content_column_breakpoint\":\"m\",\"content_style\":\"h3\",\"css\":\".el-element{\\n    width:100%!important;\\n   \\n}\\n.el-content{\\n    font-weight:500;\\n max-width:900px;\\nmargin:auto;\\n}\\n\\n\",\"height_expand\":false,\"icon_width\":80,\"image_align\":\"top\",\"image_grid_breakpoint\":\"m\",\"image_grid_width\":\"1-2\",\"image_svg_color\":\"emphasis\",\"link_style\":\"default\",\"link_text\":\"Read more\",\"margin\":\"default\",\"meta\":\"Central Bank of Libya\",\"meta_align\":\"below-title\",\"meta_element\":\"div\",\"meta_margin\":\"small\",\"meta_style\":\"h1\",\"panel_padding\":\"large\",\"panel_style\":\"card-default\",\"text_align\":\"center\",\"title\":\"System Ownership\",\"title_align\":\"top\",\"title_color\":\"background\",\"title_element\":\"h3\",\"title_grid_breakpoint\":\"m\",\"title_grid_width\":\"1-2\",\"title_hover_style\":\"reset\",\"title_margin\":\"small\",\"title_style\":\"h3\"},\"name\":\"\\u0645\\u0644\\u0643\\u064a\\u0629 \\u0627\\u0644\\u0646\\u0638\\u0627\\u0645\"}]}]}]}]}],\"props\":{\"css\":\"\\n\\n\"}},{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"content\":\"Utilizing the Service\",\"margin_remove_bottom\":true,\"text_align\":\"center\",\"title_color\":\"background\",\"title_element\":\"h2\",\"title_style\":\"h3\"}},{\"type\":\"headline\",\"props\":{\"content\":\" The service can be utilized through the following methods\",\"margin\":\"small\",\"text_align\":\"center\",\"title_element\":\"h3\",\"title_style\":\"h1\"}},{\"type\":\"grid\",\"props\":{\"content_column_breakpoint\":\"m\",\"content_margin\":\"small\",\"content_style\":\"h3\",\"css\":\".el-item{\\n    border-radius:20px;}\",\"filter_align\":\"left\",\"filter_all\":true,\"filter_grid_breakpoint\":\"m\",\"filter_grid_width\":\"auto\",\"filter_position\":\"top\",\"filter_style\":\"tab\",\"grid_default\":\"1\",\"grid_medium\":\"3\",\"icon_width\":80,\"image_align\":\"top\",\"image_grid_breakpoint\":\"m\",\"image_grid_width\":\"1-2\",\"image_height\":80,\"image_svg_color\":\"emphasis\",\"item_animation\":true,\"lightbox_bg_close\":true,\"link_style\":\"default\",\"link_text\":\"Read more\",\"margin\":\"large\",\"meta_align\":\"below-title\",\"meta_element\":\"div\",\"meta_style\":\"h4\",\"panel_padding\":\"default\",\"panel_style\":\"tile-muted\",\"show_content\":true,\"show_hover_image\":true,\"show_hover_video\":true,\"show_image\":true,\"show_link\":true,\"show_meta\":true,\"show_title\":true,\"show_video\":true,\"text_align\":\"left\",\"text_align_breakpoint\":\"m\",\"text_align_fallback\":\"center\",\"title_align\":\"top\",\"title_element\":\"h3\",\"title_font_family\":\"primary\",\"title_grid_breakpoint\":\"m\",\"title_grid_width\":\"1-2\",\"title_hover_style\":\"reset\",\"title_style\":\"h2\"},\"children\":[{\"type\":\"grid_item\",\"props\":{\"content\":\"You can receive funds into your account by sharing your account number in IBAN format with someone at a bank that participates in the service.\\n\",\"image\":\"wp-content\\\/uploads\\\/2025\\\/06\\\/recive-money-icon-1.svg\",\"title\":\"Receiving funds\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\"Using your banking application or SMS (depending on your bank), you can send funds to another person\\u2019s account by entering their account number in IBAN format.\",\"image\":\"wp-content\\\/uploads\\\/2025\\\/06\\\/send-money-icon.svg\",\"title\":\"Sending funds\"}},{\"type\":\"grid_item\",\"props\":{\"content\":\" You can pay the merchant by scanning a QR code using your banking application.\",\"image\":\"wp-content\\\/uploads\\\/2025\\\/06\\\/qr-code-icon.svg\",\"title\":\"QR Payment Service\"}}]}]}],\"props\":{\"row_gap\":\"large\"}}]},{\"type\":\"section\",\"props\":{\"id\":\"system-components\",\"image_position\":\"center-center\",\"padding_remove_top\":false,\"style\":\"muted\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"xlarge\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"content\":\"System Components\",\"margin_remove_bottom\":true,\"text_align\":\"center\",\"title_color\":\"background\",\"title_element\":\"h2\",\"title_style\":\"h3\"}},{\"type\":\"headline\",\"props\":{\"content\":\"The LYPay system consists of three main components.\",\"margin\":\"small\",\"text_align\":\"center\",\"title_element\":\"h3\",\"title_style\":\"h1\"}}]}],\"props\":{\"row_gap\":\"large\"}}]},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding\":\"none\",\"style\":\"muted\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"xlarge\"},\"children\":[{\"type\":\"row\",\"props\":{\"column_gap\":\"large\",\"css\":\".el-row{\\nmargin:auto!important;\\n        gap:70px!important;}\\n\\n@media (max-width: 1199px) {\\n    .el-row{\\nmargin:auto!important;\\n        gap:25px!important;}}\",\"divider\":false,\"height_viewport\":50,\"layout\":\"1-4,1-4,1-4,1-4|1-2,1-2,1-2,1-2\",\"row_gap\":\"medium\"},\"children\":[{\"type\":\"column\",\"props\":{\"css\":\".el-column{\\n  border-radius: 32px;\\n  padding: 4px; \\\/* \\u0633\\u0645\\u0643 \\u0627\\u0644\\u062d\\u062f\\u0648\\u062f *\\\/\\n  background: linear-gradient(90deg, \\n    rgba(23, 163, 221, 1) 0%,       \\\/* \\u0628\\u062f\\u0627\\u064a\\u0629 \\u0642\\u0648\\u064a\\u0629 *\\\/\\n    rgba(23, 163, 221, 0.5) 0%,     \\\/* \\u0644\\u0648\\u0646 \\u0623\\u0641\\u062a\\u062d \\u0648\\u0623\\u062e\\u0641 *\\\/\\n    rgba(237, 239, 243, 0.5) 5%,    \\\/* \\u0644\\u0648\\u0646 \\u0641\\u0627\\u062a\\u062d \\u0634\\u0628\\u0647 \\u0634\\u0641\\u0627\\u0641 *\\\/\\n    rgba(237, 239, 243, 1) 70%      \\\/* \\u0646\\u0647\\u0627\\u064a\\u0629 \\u0646\\u0627\\u0639\\u0645\\u0629 *\\\/\\n  );\\n}\\n\\n.el-column > .uk {\\n  border-radius: 28px; \\\/* \\u0623\\u0635\\u063a\\u0631 \\u0645\\u0646 \\u0627\\u0644\\u0639\\u0646\\u0635\\u0631 \\u0627\\u0644\\u0623\\u0633\\u0627\\u0633\\u064a *\\\/\\n  background: white; \\\/* \\u062e\\u0644\\u0641\\u064a\\u0629 \\u062f\\u0627\\u062e\\u0644\\u064a\\u0629 *\\\/\\n}\\n\\n\\\/* \\u062a\\u063a\\u064a\\u064a\\u0631 \\u0627\\u0644\\u062a\\u062f\\u0631\\u062c \\u0639\\u0646\\u062f \\u0627\\u0644\\u0634\\u0627\\u0634\\u0627\\u062a \\u0627\\u0644\\u062a\\u064a \\u0639\\u0631\\u0636\\u0647\\u0627 960px \\u0623\\u0648 \\u0623\\u0642\\u0644 *\\\/\\n@media (max-width: 1199px) {\\n  .el-column {\\n    background: linear-gradient(to top, \\n      rgba(23, 163, 221, 1) 0%,       \\n      rgba(23, 163, 221, 0.5) 0%,     \\n      rgba(237, 239, 243, 0.5) 5%,    \\n      rgba(237, 239, 243, 1) 70%      \\n    );\\n  }\\n}\\n\",\"image_position\":\"center-center\",\"padding\":\"none\",\"position_sticky_breakpoint\":\"m\",\"width_large\":\"1-4\",\"width_small\":\"1-2\"},\"children\":[{\"type\":\"panel\",\"props\":{\"attributes\":\" uk-height-match=\\\"target: > div >  .uk-card\\\">\",\"class\":\"uk-height-match\",\"content\":\"\n\n<p>This is a national system where all bank accounts and their owners\\u2019 data are registered to verify the identity of customers using the system, ensuring compliance with anti-money laundering and counter-terrorism financing regulations.<\\\/p>\",\"content_column_breakpoint\":\"m\",\"content_style\":\"h4\",\"css\":\".el-element{\\n\\nborder: 15px solid #F4F6FA !important;}\\n\\n\\n.el-element::before {\\n  content: \\\"\\\";\\n  position: absolute;\\n  top: 50%;\\n  right: -105px;\\n  transform: translateY(-50%);\\n  width: 25px;\\n  height: 25px;\\n  border-radius: 50%;\\n  background: linear-gradient(to bottom, #A4CE39, #A4CE39);\\n  z-index: 2;\\n}\\n\\n.el-element::after {\\n  content: \\\"\\\";\\n  position: absolute;\\n  top: 50%;\\n  right: -85px;\\n  transform: translateY(-70%);\\n  width: 65px;\\n  height: 3px;\\n  background: linear-gradient(to left, #A4CE39, #EDEFF3);\\n  z-index: 1;\\n}\\n@media (max-width: 1199px) {\\n  .el-element::before {\\n    bottom: -60px;       \\\/* \\u0628\\u062f\\u0644 top *\\\/\\n    top: auto;\\n    left: 50%;\\n    right: auto;\\n    transform: translateX(-50%);\\n    width: 20px;\\n    height: 20px;\\n    background: linear-gradient(to top, #00bcd4, #17A3DD); \\\/* \\u0627\\u0644\\u062a\\u062f\\u0631\\u062c \\u0645\\u0646 \\u0627\\u0644\\u0623\\u0633\\u0641\\u0644 \\u0644\\u0644\\u0623\\u0639\\u0644\\u0649 *\\\/\\n  }\\n\\n  .el-element::after {\\n    bottom: -45px;       \\\/* \\u0628\\u062f\\u0644 top *\\\/\\n    top: auto;\\n    left: 50%;\\n    right: auto;\\n    transform: translateX(-50%);\\n    width: 3px;\\n    height: 30px;\\n    background: linear-gradient(to top, #17A3DD, #EDEFF3);\\n  }\\n}\\n\",\"height_expand\":false,\"icon_width\":80,\"image\":\"wp-content\\\/uploads\\\/2025\\\/06\\\/01-icon1.svg\",\"image_align\":\"top\",\"image_grid_breakpoint\":\"m\",\"image_grid_width\":\"1-2\",\"image_svg_color\":\"emphasis\",\"link_style\":\"default\",\"link_text\":\"Read more\",\"margin\":\"default\",\"meta_align\":\"below-title\",\"meta_element\":\"div\",\"meta_style\":\"text-meta\",\"panel_image_no_padding\":false,\"panel_padding\":\"default\",\"panel_style\":\"card-default\",\"text_align\":\"left\",\"text_align_breakpoint\":\"m\",\"text_align_fallback\":\"center\",\"title\":\" National Alias <br \/>Directory System (NAD)\",\"title_align\":\"top\",\"title_element\":\"h3\",\"title_font_family\":\"primary\",\"title_grid_breakpoint\":\"m\",\"title_grid_width\":\"1-2\",\"title_hover_style\":\"reset\",\"title_style\":\"h3\"},\"name\":\"panel\"}]},{\"type\":\"column\",\"props\":{\"css\":\".el-column {\\n\\n  box-sizing: border-box!important;\\nmargin: 0 auto!important;\\n  border-radius: 32px;\\n  padding: 4px; \\\/* \\u0633\\u0645\\u0643 \\u0627\\u0644\\u062d\\u062f\\u0648\\u062f *\\\/\\n  background: linear-gradient(90deg, \\n    rgba(164, 206, 57, 1) 0%,       \\n    rgba(164, 206, 57, 0.5) 0%,     \\n    rgba(164, 206, 57, 0.2) 5%,     \\n    rgba(237, 239, 243, 1) 70%    \\n  );\\n}\\n\\n.el-column > .uk {\\n  border-radius: 28px;\\n  background: white;\\n}\\n\\n\\\/* \\u0639\\u0646\\u062f \\u0627\\u0644\\u0634\\u0627\\u0634\\u0627\\u062a \\u0627\\u0644\\u062a\\u064a \\u0639\\u0631\\u0636\\u0647\\u0627 960px \\u0623\\u0648 \\u0623\\u0642\\u0644 *\\\/\\n@media (max-width: 1199px) {\\n  .el-column {\\n    background: linear-gradient(to top, \\n      rgba(164, 206, 57, 1) 0%,       \\n      rgba(164, 206, 57, 0.5) 0%,     \\n      rgba(164, 206, 57, 0.2) 5%,     \\n      rgba(237, 239, 243, 1) 70%    \\n    );\\n  }\\n}\\n\",\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_large\":\"1-4\",\"width_small\":\"1-2\"},\"children\":[{\"type\":\"panel\",\"props\":{\"content\":\" This is the core system that connects the commercial banks\\u2019 applications with each other and serves as the primary interface between the commercial bank and the instant payment system  \n\n\",\"content_column_breakpoint\":\"m\",\"content_style\":\"h4\",\"css\":\".el-element {\\n\\n  border: 15px solid #F4F6FA !important;\\n  position: relative;\\n}\\n\\n.el-element::before {\\n  content: \\\"\\\";\\n  position: absolute;\\n  top: 50%;\\n  right: -105px;\\n  transform: translateY(-50%);\\n  width: 25px;\\n  height: 25px;\\n  border-radius: 50%;\\n  background: linear-gradient(to bottom, #17A3DD, #17A3DD);\\n  z-index: 2;\\n}\\n\\n.el-element::after {\\n  content: \\\"\\\";\\n  position: absolute;\\n  top: 50%;\\n  right: -85px;\\n  transform: translateY(-70%);\\n  width: 65px;\\n  height: 3px;\\n  background: linear-gradient(to left, #17A3DD, #EDEFF3);\\n  z-index: 1;\\n}\\n@media (max-width: 1199px) {\\n  .el-element::before {\\n    bottom: -60px;       \\\/* \\u0628\\u062f\\u0644 top *\\\/\\n    top: auto;\\n    left: 50%;\\n    right: auto;\\n    transform: translateX(-50%);\\n    width: 20px;\\n    height: 20px;\\n    background: linear-gradient(to top, #A4CE39, #A4CE39); \\\/* \\u0627\\u0644\\u062a\\u062f\\u0631\\u062c \\u0645\\u0646 \\u0627\\u0644\\u0623\\u0633\\u0641\\u0644 \\u0644\\u0644\\u0623\\u0639\\u0644\\u0649 *\\\/\\n  }\\n\\n  .el-element::after {\\n    bottom: -45px;       \\\/* \\u0628\\u062f\\u0644 top *\\\/\\n    top: auto;\\n    left: 50%;\\n    right: auto;\\n    transform: translateX(-50%);\\n    width: 3px;\\n    height: 30px;\\n    background: linear-gradient(to top, #A4CE39, #EDEFF3);\\n  }\\n}\\n\",\"height_expand\":true,\"icon_width\":80,\"image\":\"wp-content\\\/uploads\\\/2025\\\/06\\\/02icon.svg\",\"image_align\":\"top\",\"image_grid_breakpoint\":\"m\",\"image_grid_width\":\"1-2\",\"image_svg_color\":\"emphasis\",\"link_style\":\"default\",\"link_text\":\"Read more\",\"margin\":\"default\",\"meta_align\":\"below-title\",\"meta_element\":\"div\",\"meta_style\":\"text-meta\",\"panel_padding\":\"default\",\"panel_style\":\"card-default\",\"text_align\":\"left\",\"text_align_breakpoint\":\"m\",\"text_align_fallback\":\"center\",\"title\":\"Instant Payment <br \/>Service (LYPay)\",\"title_align\":\"top\",\"title_element\":\"h3\",\"title_font_family\":\"primary\",\"title_grid_breakpoint\":\"m\",\"title_grid_width\":\"1-2\",\"title_hover_style\":\"reset\",\"title_style\":\"h3\"},\"name\":\"panel\"}]},{\"type\":\"column\",\"props\":{\"css\":\".el-element {\\n    margin-top:10px!important;\\n  border-radius: 32px;\\n  padding: 4px; \\\/* \\u0633\\u0645\\u0643 \\u0627\\u0644\\u062d\\u062f\\u0648\\u062f *\\\/\\n  background: linear-gradient(90deg, \\n    rgba(23, 163, 221, 1) 0%,       \\\/* \\u0628\\u062f\\u0627\\u064a\\u0629 \\u0642\\u0648\\u064a\\u0629 *\\\/\\n    rgba(23, 163, 221, 0.5) 0%,     \\\/* \\u0644\\u0648\\u0646 \\u0623\\u0641\\u062a\\u062d \\u0648\\u0623\\u062e\\u0641 *\\\/\\n    rgba(237, 239, 243, 0.5) 5%,    \\\/* \\u0644\\u0648\\u0646 \\u0641\\u0627\\u062a\\u062d \\u0634\\u0628\\u0647 \\u0634\\u0641\\u0627\\u0641 *\\\/\\n    rgba(237, 239, 243, 1) 70%      \\\/* \\u0646\\u0647\\u0627\\u064a\\u0629 \\u0646\\u0627\\u0639\\u0645\\u0629 *\\\/\\n  );\\n}\\n\\n.el-element > .uk {\\n  border-radius: 28px; \\\/* \\u0623\\u0635\\u063a\\u0631 \\u0645\\u0646 \\u0627\\u0644\\u0639\\u0646\\u0635\\u0631 \\u0627\\u0644\\u0623\\u0633\\u0627\\u0633\\u064a *\\\/\\n  background: white; \\\/* \\u062e\\u0644\\u0641\\u064a\\u0629 \\u062f\\u0627\\u062e\\u0644\\u064a\\u0629 *\\\/\\n}\\n\\n\\\/* \\u062a\\u063a\\u064a\\u064a\\u0631 \\u0627\\u0644\\u062a\\u062f\\u0631\\u062c \\u0639\\u0646\\u062f \\u0627\\u0644\\u0634\\u0627\\u0634\\u0627\\u062a \\u0627\\u0644\\u062a\\u064a \\u0639\\u0631\\u0636\\u0647\\u0627 960px \\u0623\\u0648 \\u0623\\u0642\\u0644 *\\\/\\n@media (max-width: 1199px) {\\n  .el-element {\\n    background: linear-gradient(to top, \\n      rgba(23, 163, 221, 1) 0%,       \\n      rgba(23, 163, 221, 0.5) 0%,     \\n      rgba(237, 239, 243, 0.5) 5%,    \\n      rgba(237, 239, 243, 1) 70%      \\n    );\\n  }\\n}\\n\",\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_large\":\"1-4\",\"width_small\":\"1-2\"},\"children\":[{\"type\":\"panel\",\"props\":{\"class\":\"equal-height-panel\",\"content\":\"National Switch\\n This system connects the local card payment systems and local point-of-sale (POS) terminals of all banks participating in the National Switch.\n\n<br \/>\",\"content_column_breakpoint\":\"m\",\"content_style\":\"h4\",\"css\":\".el-element {\\n  border: 15px solid #F4F6FA !important;\\n  position: relative;\\n}\\n\\n\\n\\\/* \\u0639\\u0646\\u062f \\u0627\\u0644\\u0634\\u0627\\u0634\\u0627\\u062a \\u0627\\u0644\\u0635\\u063a\\u064a\\u0631\\u0629 \\u2264 960px: \\u0627\\u0644\\u062a\\u0623\\u062b\\u064a\\u0631 \\u0645\\u0646 \\u0627\\u0644\\u0623\\u0639\\u0644\\u0649 *\\\/\\n@media (max-width: 1199px) {\\n  .el-element::before {\\n    top: -60px;\\n    bottom: auto;\\n    left: 50%;\\n    right: auto;\\n    transform: translateX(-50%);\\n    width: 20px;\\n    height: 20px;\\n    background: linear-gradient(to bottom, #A4CE39, #A4CE39);\\n  }\\n\\n  .el-element::after {\\n    top: -45px;\\n    bottom: auto;\\n    left: 50%;\\n    right: auto;\\n    transform: translateX(-50%);\\n    width: 3px;\\n    height:30px;\\n    background: linear-gradient(to bottom, #A4CE39, #EDEFF3);\\n  }\\n}\\n\",\"height_expand\":true,\"icon_width\":80,\"image\":\"wp-content\\\/uploads\\\/2025\\\/06\\\/03-icon.svg\",\"image_align\":\"top\",\"image_grid_breakpoint\":\"m\",\"image_grid_width\":\"1-2\",\"image_svg_color\":\"emphasis\",\"link_style\":\"default\",\"link_text\":\"Read more\",\"margin\":\"default\",\"meta_align\":\"below-title\",\"meta_element\":\"div\",\"meta_style\":\"text-meta\",\"panel_padding\":\"default\",\"panel_style\":\"card-default\",\"text_align\":\"left\",\"text_align_breakpoint\":\"m\",\"text_align_fallback\":\"center\",\"title\":\"National <br \/>Switch\",\"title_align\":\"top\",\"title_element\":\"h3\",\"title_font_family\":\"primary\",\"title_grid_breakpoint\":\"m\",\"title_grid_width\":\"1-2\",\"title_hover_style\":\"reset\",\"title_style\":\"h3\"},\"name\":\"panel\"}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_large\":\"1-4\",\"width_small\":\"1-2\"}}]}]},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding_remove_top\":true,\"style\":\"muted\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"xlarge\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"overlay\",\"props\":{\"css\":\".el-image{\\n    background-color:#071131!important;\\nborder-radius:30px;}\\n\\n\\n\\n\\n .el-title::after {\\n    content: '';\\n    display: inline-block;\\n    margin-left: 10px;\\n    margin-top: 10px;\\n    vertical-align: middle;\\n    width: 60px;\\n    height: 20px;\\n    background-image: url(\\\/en\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2025\\\/06\\\/arrow-en.svg);\\n    background-repeat: no-repeat;\\n    background-size: contain;\\n    transition: transform .3s ease;\\n    transform: translateX(0);\\n}\\n.el-element:hover .el-title::after {\\n    transform: translateX(5px);\\n}\",\"height_expand\":true,\"image\":\"wp-content\\\/uploads\\\/sites\\\/2\\\/2025\\\/06\\\/cta-bg-en.svg\",\"image_min_height\":\"250\",\"link\":\"\\\/en\\\/subscription-terms\\\/#participating-banks\",\"link_style\":\"default\",\"link_target\":false,\"link_text\":\"\",\"margin\":\"default\",\"meta_align\":\"below-title\",\"meta_element\":\"div\",\"meta_style\":\"text-meta\",\"overlay_hover\":false,\"overlay_link\":true,\"overlay_mode\":\"cover\",\"overlay_padding\":\"large\",\"overlay_position\":\"center-left\",\"overlay_style\":\"\",\"overlay_transition\":\"fade\",\"text_align\":\"left\",\"text_color\":\"light\",\"title\":\"Participating Banks<br \/>in the Service\",\"title_element\":\"h3\",\"title_hover_style\":\"reset\",\"title_link\":true,\"title_style\":\"h1\"}}]}]}],\"name\":\"BANKS\"}],\"version\":\"4.5.19\",\"yooessentialsVersion\":\"2.3.12\"} --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Introducing our Service Instant Payment Service (LYPay) It is a service launched by the Central Bank of Libya aimed at facilitating transfers between Libyan banks. The service connects commercial banks to each other through a central system (LYPay) linked to the mobile applications of commercial banks (Mobile App) and the banking systems of commercial banks. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-10","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/lypay.gov.ly\/en\/musinur\/wp\/v2\/pages\/10","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lypay.gov.ly\/en\/musinur\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lypay.gov.ly\/en\/musinur\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lypay.gov.ly\/en\/musinur\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lypay.gov.ly\/en\/musinur\/wp\/v2\/comments?post=10"}],"version-history":[{"count":48,"href":"https:\/\/lypay.gov.ly\/en\/musinur\/wp\/v2\/pages\/10\/revisions"}],"predecessor-version":[{"id":1359,"href":"https:\/\/lypay.gov.ly\/en\/musinur\/wp\/v2\/pages\/10\/revisions\/1359"}],"wp:attachment":[{"href":"https:\/\/lypay.gov.ly\/en\/musinur\/wp\/v2\/media?parent=10"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}