{"id":20,"date":"2025-06-03T12:49:05","date_gmt":"2025-06-03T12:49:05","guid":{"rendered":"https:\/\/pay.demo.ly\/en\/?page_id=20"},"modified":"2025-07-06T07:49:51","modified_gmt":"2025-07-06T07:49:51","slug":"subscription-terms","status":"publish","type":"page","link":"https:\/\/lypay.gov.ly\/en\/subscription-terms\/","title":{"rendered":"Subscription Terms"},"content":{"rendered":"<h2>Subscription Requirements<\/h2>\n<h3> The following conditions must be met to subscribe to the LYPay service.<\/h3>\n<div>\n<p>        <img decoding=\"async\" src=\"\/en\/wp-content\/uploads\/2025\/06\/01-icon1.svg\" alt=\"\"><\/p>\n<div>You must be registered in the National Alias Directory (NAD) through your commercial bank. To complete the registration, your information must be accurate and complete at the commercial bank, including your national ID number and a phone number linked to that ID.\n<\/div>\n<\/div>\n<ul>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/wp-content\/uploads\/2025\/06\/02icon.svg\" alt=\"\"><\/p>\n<div>\n<p>You must have an account number in IBAN format.\n<\/p>\n<\/div>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/en\/wp-content\/uploads\/2025\/06\/03-icon.svg\" alt=\"\"><\/p>\n<div>Your bank must be one of the banks participating in the service.<\/div>\n<\/li>\n<\/ul>\n<h2>NAD<\/h2>\n<h3>National Alias Directory<\/h3>\n<h4> There are two ways to register in the National Alias Directory. For both methods, your information must be up to date with your commercial bank, including your national ID number, phone number (linked to the national ID), and passport number (required only for the second method).<\/h4>\n<ul>\n<li>\n<h3>First Method<\/h3>\n<div> Using your commercial bank\u2019s application, log in and perform a transfer to any account at any other bank. By agreeing to the terms and conditions, your data will be matched against national databases. If the data matches, you will be registered. To confirm the registration, you will receive a confirmation message on your phone.\n<\/div>\n<\/li>\n<li>\n<h3>Second Method (for individuals only)<\/h3>\n<div>Through the Foreign Currency System for Personal Purposes of the Central Bank of Libya<br \/>\n<a href=\"https:\/\/fcms.cbl.gov.ly\/\" target=\"_blank\" style=\"text-decoration: underline; color: #18a3dd;\" rel=\"noopener noreferrer nofollow\">fcms.cbl.gov.ly<\/a><br \/>\nAfter verifying your account, you can request registration in the National Directory of Aliases. You can also check the registration status of your accounts in the National Directory of Aliases via the system.<\/div>\n<\/li>\n<\/ul>\n<h3>Participating Banks in the Service<\/h3>\n<table>\n<thead>\n<tr>\n<th>Money Transfer <br \/>Service (Merchants)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\n        <a href=\"\/\"><\/a>\n    <\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>Transfer Limit<br \/>\n<\/h3>\n<h4>Transfers Between Individuals (P2P)<\/h4>\n<ul>\n<li>\n<h5>Single Transaction Limit<\/h5>\n<\/li>\n<li>\n<h5>Daily Transaction Limit<\/h5>\n<\/li>\n<li>\n<h5>Weekly Transaction Limit<\/h5>\n<\/li>\n<li>\n<h5>Monthly Transaction Limit<\/h5>\n<\/li>\n<\/ul>\n<h4>Purchases from an Individual to a Merchant or Company (P2M)<\/h4>\n<ul>\n<li>\n<h5>Single Transaction Limit<\/h5>\n<\/li>\n<li>\n<h5>Daily Transaction Limit<\/h5>\n<\/li>\n<li>\n<h5>Weekly Transaction Limit<\/h5>\n<\/li>\n<li>\n<h5>Monthly Transaction Limit<\/h5>\n<\/li>\n<\/ul>\n<h4>Transfers Between Merchants\/Companies (M2M)<br \/>\n<\/h4>\n<ul>\n<li>\n<h5>Single Transaction Limit<\/h5>\n<\/li>\n<li>\n<h5>Daily Transaction Limit<\/h5>\n<\/li>\n<li>\n<h5>Weekly Transaction Limit<\/h5>\n<\/li>\n<li>\n<h5>Monthly Transaction Limit<\/h5>\n<\/li>\n<\/ul>\n<div>\n<p>        <img decoding=\"async\" src=\"\/en\/wp-content\/uploads\/sites\/2\/2025\/06\/cta-bg-en.svg\" alt=\"\"><\/p>\n<h3>Frequently Asked<br \/>Questions<\/h3>\n<p><a href=\"\/en\/faq\/\"><\/a><\/p>\n<\/div>\n<p><!--more--><br \/>\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"header_transparent\":true,\"header_transparent_noplaceholder\":false,\"image\":\"wp-content\\\/uploads\\\/2025\\\/06\\\/about-us-bg.svg\",\"image_position\":\"top-center\",\"image_size\":\"cover\",\"media_focal_point\":\"top-center\",\"padding\":\"large\",\"padding_remove_top\":false,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"xlarge\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"content\":\"Subscription Requirements\",\"margin_remove_bottom\":true,\"text_align\":\"center\",\"title_color\":\"background\",\"title_element\":\"h2\",\"title_style\":\"h3\"}},{\"type\":\"headline\",\"props\":{\"block_align\":\"center\",\"content\":\" The following conditions must be met to subscribe to the LYPay service.\",\"margin\":\"small\",\"maxwidth\":\"2xlarge\",\"text_align\":\"center\",\"title_element\":\"h3\",\"title_style\":\"h1\"}}]}]},{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"3-5\"},\"children\":[{\"type\":\"panel\",\"props\":{\"content\":\"You must be registered in the National Alias Directory (NAD) through your commercial bank. 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