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Subscription Requirements

The following conditions must be met to subscribe to the LYPay service.

You must be registered in the National Alias Directory (NAD) through your commercial bank. To complete the registration, your information must be accurate and complete at the commercial bank, including your national ID number and a phone number linked to that ID.

You must have an account number in IBAN format.

Your bank must be one of the banks participating in the service.

NAD

National Alias Directory

There are two ways to register in the National Alias Directory. For both methods, your information must be up to date with your commercial bank, including your national ID number, phone number (linked to the national ID), and passport number (required only for the second method).

First Method

Using your commercial bank’s application, log in and perform a transfer to any account at any other bank. By agreeing to the terms and conditions, your data will be matched against national databases. If the data matches, you will be registered. To confirm the registration, you will receive a confirmation message on your phone.

Second Method (for individuals only)

Through the Foreign Currency System for Personal Purposes of the Central Bank of Libya fcms.cbl.gov.ly After verifying your account, you can request registration in the National Directory of Aliases. You can also check the registration status of your accounts in the National Directory of Aliases via the system.

Participating Banks in the Service

BankMoney Transfer ServiceMoney Transfer Service (Individuals)Money Transfer
Service (Merchants)
Bank : Arab Investment Islamic Bank
Bank : Al-Tadamun Bank
Bank : Al-Andalus Bank
Bank : United Bank for Commerce and Investment
Bank : Libyan Islamic Bank
Bank : North African Commercial Bank
Bank : National Commercial Bank
Bank : Al-Wahda Bank
Bank : Jumhouria Bank
Bank : Al-Aman Bank

Transfer Limit

Transfers Between Individuals (P2P)

Single Transaction Limit
20,000 Libyan Dinars
Daily Transaction Limit
100,000 Libyan Dinars
Weekly Transaction Limit
500,000 Libyan Dinars
Monthly Transaction Limit
1,000,000 Libyan Dinars

Purchases from an Individual to a Merchant or Company (P2M)

Single Transaction Limit
20,000 Libyan Dinars
Daily Transaction Limit
100,000 Libyan Dinars
Weekly Transaction Limit
500,000 Libyan Dinars
Monthly Transaction Limit
1,000,000 Libyan Dinars

Transfers Between Merchants/Companies (M2M)

Single Transaction Limit
1,000,000 Libyan Dinars
Daily Transaction Limit
1,000,000 Libyan Dinars
Weekly Transaction Limit
1,000,000 Libyan Dinars
Monthly Transaction Limit
20,000,000 Libyan Dinars